Services

Each service line is structured as a specialist landing page.

This replaces the insurance-site product catalogue with a consulting model that is more appropriate for institutional and corporate buyers.

Insurers • Reinsurers • Microinsurers • Pension schemes • Corporate benefit plans

Actuarial Services

Niloyd Associates supports insurers, pension schemes, and benefit funds with actuarial work that balances compliance, solvency, pricing discipline, and long-term sustainability.

  • Statutory appointed actuary support, valuations, quarterly reporting, and regulatory submissions.
  • IFRS 17 modelling, review, and implementation support for insurance contracts reporting.
  • Pricing and product design reviews for life, non-life, reinsurance, microinsurance, and takaful products.
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Retirement schemes • Trustees • Boards • Insurance firms • Institutional investors

Investment Advisory

The investment advisory practice helps institutions make structured allocation and oversight decisions grounded in actuarial modelling, market context, and governance discipline.

  • Strategic asset allocation aligned to liabilities, risk appetite, and long-term objectives.
  • Investment manager selection, due diligence, and governance review.
  • Performance monitoring, attribution analysis, and independent investment reviews.
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Institutional investors • Boards • Trustees • Development partners • Corporate leadership teams

Sustainable Finance / ESG Advisory

Niloyd Associates helps institutions integrate sustainability into finance, investment policy, reporting, and risk management in ways that are both practical and measurable.

  • ESG integration into investment policies and allocation frameworks.
  • Sustainable finance frameworks supporting green, social, and sustainability-linked opportunities.
  • Climate risk stress testing and scenario analysis.
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Corporates • Development institutions • Insurers • Pension schemes • Regulators

Data Science and Analytics

The data practice translates raw operational and financial data into insight, helping organizations strengthen governance, improve accuracy, and uncover new opportunities.

  • Business intelligence dashboards and data analytics for operational and strategic reporting.
  • Predictive and prescriptive models for claims, contributions, liquidity, and investment performance.
  • Data reconciliation and quality assurance across systems and reporting workflows.
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Government institutions • Public agencies • Regulators • Public funds

Government Advisory Services

Niloyd Associates works with public institutions on fiscal planning, liability analysis, governance review, and policy support that improves transparency and long-term sustainability.

  • Comprehensive costing of existing liabilities and pension arrangements.
  • Estimation of accrued liabilities in line with IPSAS accounting requirements.
  • Governance structure and management practice reviews.
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Established firms • Startups • Boards • Executive teams • Investors

Risk and Corporate Advisory

This practice supports organizations that need more robust risk frameworks, sharper capital insight, or structured support for strategy and transaction decisions.

  • Risk appetite development and monitoring.
  • Enterprise risk management framework design, implementation, and review.
  • Risk quantification, measurement, and capital allocation support.
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